This Privacy Policy (hereinafter referred to as this Policy) explains how Opera Payments Limited (hereinafter referred to as we, us, our, or Opera) collects and uses your information through https://opera.sc/ (hereinafter referred to as this Site) and other related websites and applications. This Policy forms part of the agreement under the Terms of Use. Unless otherwise specified, terms and expressions used in the Terms of Use shall be adopted in this Policy. By using the services we provide, you are deemed to have agreed to all the terms contained in this Policy. Please read all the provisions of this Policy carefully.
We may collect information about you when you access our site or use our services, including but not limited to the following:
When you open an Account and register to use the Services, we collect personal data necessary to provide and fulfill the requested Services. Depending on the services you select, we may require you to provide personal data such as your name, postal code, phone number, email address, and identification document information to open an account. We may also request additional personal data if we determine it is necessary for you to use our services.
When you use our services or access our site, for example, purchasing from merchants, receiving money, processing payments, or sending money to friends or family, we collect transaction-related information including merchant information, device information, technical usage data, and geolocation data, as well as details about the amounts sent or requested, amounts paid for products or services, and the funding methods used to complete transactions.
When you use our services or access our site, we collect personal information about other participants related to the transaction as provided by you.
Where permitted by law, we obtain information from third parties such as merchants, data providers, and credit agencies.
When you contact us, communicate with our customer support team, or respond to surveys, we may collect additional information from or about you.
When you access our site, use our services, or visit third-party websites that provide online services on our behalf, we, our business partners, and vendors use cookies and other tracking technologies (collectively referred to as cookies) to identify you, customize your online experience, the services you use, other online content and advertising, evaluate promotional effectiveness, and perform analytics. Additionally, the use of cookies helps reduce risk, prevent potential fraud, and promote the reliability and security of our site and services.
Certain aspects and features of our services and site are only available by enabling the use of cookies. Unless otherwise specified, we do not collect personal information that identifies visitors to this site. Unless specifically stated otherwise, only the pages visited may be recorded regarding your visit. Such information is used to generate aggregated statistics about the number of visitors to this site and general usage patterns. Some of this information may be collected through the use of cookies. If you do not accept or refuse cookies, your use of the site and services may be limited or blocked.
We may use the browsing history collected through cookies for the following purposes:
Certain aspects and features of our services and site are only available by enabling the use of cookies. Disabling or refusing cookies may limit or block your use of the site or services.
We may use users' personal information for one or more of the following purposes.
We strive to maintain technical, physical, and administrative security measures to reasonably protect your personal data against loss, misuse, unauthorized access, disclosure, or alteration. Such security measures include firewalls, data encryption, physical access controls to our data centers, and authorization controls for information access. While we endeavor to ensure the security of our systems and services, you are responsible for securing your password and account/profile registration information, maintaining your privacy, and ensuring that the personal data we hold about you is accurate and up to date. We are not responsible for protecting any personal data shared by you with third parties under your account, regardless of whether such data has been authorized by you.
The primary purpose of collecting your personal data is to provide a safe, smooth, and efficient environment tailored to each customer. Accordingly, we use your personal data for the following purposes.
Our operations are supported by computer networks, cloud-based servers, and other infrastructure and information technologies (including third-party service providers but not limited to them).
Regardless of where the data is stored, we protect your personal information sufficiently and make every effort to appropriately protect your personal information when data is transferred overseas.
By using our site and services, you acknowledge and agree that your personal data may be transferred to other countries (including countries with data protection regulations different from your country of residence).
We must comply with laws, regulations, and guidelines from governments and regulatory authorities, or legal procedures, court orders, and legal processes requiring disclosure of user personal information under applicable rules. We are not responsible for misuse or loss of personal information or other information on our site, as we do not have access or control over such information. Opera is not responsible for unauthorized or improper use of personal information and passwords caused by negligence or malicious intervention.
We do not warrant that our site and services are appropriate or available in specific jurisdictions.
If you do not wish to continue receiving communications from Opera, you can unsubscribe by following the instructions in each communication message from Opera. Even if you choose to unsubscribe, we reserve the right to contact you as necessary.
If your personal information changes, you are obligated to contact suppor＠opera.sc.
We reserve the right to change this Policy at any time. Therefore, please review this site frequently. If we make significant changes to this Policy, we will notify you by email or on this site.
If you have any questions about the privacy policy, please contact suppor＠opera.sc.